ORGANIZING COMMITTEE Jonathan Batten President & RMIT University, Australia Ender Demir Conference Coordinator & Reykjavik University, Iceland Douglas Cumming Florida Atlantic University, U.S.A. Adam Zaremba Montpellier Business School, France & Poznan University of Economics and Business, Poland S. Tolga Er Conference Secretary & University of Hamburg, Germany Steven Ongena University of Zurich, Switzerland Doojin Ryu Sungkyunkwan University, South Korea Dorothea Schäfer DIW Berlin, Germany